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annual percentage rate (apr)

here at littlelakeloan we offer apr rates ranging from 4.95% minimum to 35.95% maximum. the apr you may be offered depends on different factors, including your personal situation and financial standing. by completing our loan offer form you shall receive details of the apr and full terms of any loan offered to you. the actual interest rate you may be offered depends on several factors: your credit score, financial history, income, etc. contact your lender for more information about the apr you may receive and the terms of your loan agreement.

loan term (repayment period)

minimum : 65 days
maximum : 84 months

representative example of apr

if you borrow $2,500 over a term of 1 year with an apr of 10% and a fee of 3%, you will pay $219.79 each month. the total amount payable will be $2,637, with a total interest of $137.48.

financial implications (interest & finance charges)

we are not a lender and we cannot predict what fees and interest rate will be applied to the loan you will be offered. it is your lender that will provide all the necessary information about the cost of the loan. it is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. our service is free of charge, and you are under no obligation to accept the terms that the lender offers you.

implications of non-payment

when you accept the terms and conditions for a loan, you enter into a commitment to repay the amount you owe according to the specific schedule outlined in the documents. in the event of non-payment, additional charges may be applied. late payment penalties vary by lender, and as us is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. for more information, please contact the lender directly if you have any issues relating to your loan repayment.

potential impact on credit score

we are not a lender and we do not check your credit standing and credit capacity. when you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. however, some lenders may carry out a credit check to ascertain your eligibility for a loan. most likely they will turn to any of the three major credit bureaus (transunion, experian, and equifax) that is in most cases considered a hard inquiry and may affect your credit score.

collection practices

we are not a lender. as such, we are not involved in any debt collection practices and cannot make you aware of any of them. your lender will specify their collection practices in your loan agreement. if you have any questions regarding the issue, please, address them to your lender. for more information visit our page for responsible lending. our itself isn’t involved in debt collection.

loan renewal policies

loan renewal options are not always available. it is therefore advisable to clarify whether the option is available with your lender. be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents.

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Why Should You Choose Payday Loans?

Many people want to apply for the payday loan because this loan is very flexible for most people. Nowadays, there are a lot of payday loan companies that people can find in their local area. Finding the right one can be challenging for some people. Payday Loans is one of the most popular payday loan companies that people need to consider. There are several good reasons why this company is very popular among its customers. In this article, people can read some reasons why they have to choose this company when they want to apply for payday loan.

1. Easy procedure This is the first reason why people choose this company as their real solution. This company offers an easy procedure for people who want to apply for the payday loan. The procedure is relatively simpler than any other companies. People can simply fill the application form on its website. There are several personal information that people have to provide on the application form. Filling out an application form is the only procedure that people have to do before they can borrow money from this company. Because of this easy procedure, this company is very popular among its customers.

2. Quick When people want to have an emergency funding, this Payday Loans is a perfect solution for them. All procedures are done very quickly. It means that people do not have to wait for weeks to receive their funds. In most cases, this company can lend you money in days. Some customers may receive their funds in 24 hours or less. This company can provide very quick procedure because it does not require any complicated procedures. This company is also handled by professional agents who are ready to help people borrow money in very short period of time.

3. Friendly customer service representatives This company is very popular for its friendly customer care agents. They are very helpful for all customers, especially for new customers. New customers usually have a lot of questions regarding the payday loan. Therefore, it is recommended for them to call this company before taking any payday loans from this company. Its customer service representatives are very happy to help them borrow money easily. All agents are specially trained, so they can have a lot of important knowledges about the company and its payday loan programs. Different people have different needs. Therefore, they need to consult with the agents before deciding to take particular payday loan program.

4. No hidden fees There is no hidden fees that may occur when people take this payday loan from this company. This company offers flat fee for all customers. It means that customers only need to pay for the flat fee for their funds. This fact makes this company is different from other payday loan companies. There are a lot of companies that may give hidden fees for their customers. Because of that reason, many people are interested to take payday loan from this company. They do not have to pay for any hidden fees that may occur in the future.

5. All applications can be done online This is another benefit that people can get by taking payday loan from this company. All application procedures can be done online. This is a real benefit for people who do not have a lot of time to visit certain payday loan companies. People can simply visit this company's website when they want to borrow money from this company. They can also talk with the customer care agents via online chat. This feature is very helpful for people who want to discuss about their needs. That is the reason why this company is very well-known among its customers. They are some benefits that people can get by taking payday loan from Payday Loans. This company can give a lot of benefits for its customers. It is very important to choose the best payday loan company, so people can avoid any problems in the future. Payday loan is a great solution for people who want to have loan immediately. In most cases, people usually need this loan for their emergency uses. However, this loan is recommended for short term solution. People should not use this loan as their long term solution.

Get A Loan Now Quickly And Easily

Disclaimer: 57-cash.com is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5,000. Not all lenders can offer you amounts up to $5,000. Our service is not available in all states. Submission of a request through this website does not guarantee that you will receive a loan offer or an offer you’ll be satisfied with. Funds transfer time may vary depending on your lender and/or financial institution. If you have any questions about your loan, please contact your lеndеr directly. Credit checks may be performed with the three reporting credit bureaus: Experian, Equifax, and TransUnion. Submission of a request means you are authorizing the lenders to check your creditworthiness and your personal details. This service is not a solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by state law. This service is void where prohibited. State Availability: Not all lenders from our system operate in all US states. Residents of some US states may not be eligible for loan products in accordance with their legislation. By selecting your State at the start of our loan offer process, you shall be informed of any limitations regarding obtaining a loan if you reside in individual US states. This website collects personal information and transfers it to its third-party partners. The website contains links to third-party websites. Accessing them may result in a commission. Please note that personal loans should not be treated as financial cure-it-all. If you have major budget difficulties, consult specialists first.

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